Routing Number: 211178598
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Your Life. Your Goals.
Your Waypoint.

Waypoint Credit Union helps you save, borrow, buy a home, pay off debt, and plan what comes next.

Not a member yet? Join Waypoint today

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What is Waypoint?

Waypoint Credit Union is a member-owned, not-for-profit financial cooperative serving Connecticut. With no outside shareholders, earnings return to members as stronger rates, lower fees, and service rooted in our local community. Formed by the merger of CorePlus Credit Union and Scient Federal Credit Union, Waypoint is here to be your financial partner for every milestone.

Your Life. Your Goals. Your Waypoint.

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Earn 3.00% Cash Back on Everyday Debit Purchases

Kasasa Cash Back rewards you every month, just for using the card in your pocket.

Use your Waypoint debit card the way you normally would, meet a few simple monthly requirements, and the cash back lands in your account automatically. There is nothing to claim and nothing to remember. Full qualification details are listed on the product page.

Explore Kasasa Cash Back

Current Rates on Loans, Savings, and Certificates

Checking That Pays You

As high as 3.50% APY

Free checking with rewards on everyday debit card purchases.

Compare Checking

Savings That Grow

As high as 3.00% APY

Build an emergency fund, a vacation, or a down payment on a home.

Open Savings

Share Certificates

As high as 4.30% APY

Lock in a guaranteed return with terms built around your timeline.

View Terms

Auto, Motorcycle, and RV Loans

As low as 5.49% APR

Local decisions, local servicing, and terms that fit your budget.

Apply Now

First Mortgages

As low as 5.847% APR

Buy your first home or your next one, with as little as 3% down.

Explore Mortgages

Home Equity Lines of Credit

As low as 4.99% APR

Put your home equity to work for renovations, tuition, or big plans.

See HELOC Rates

Smart Refi Mortgage

As low as 5.390% APR

Refinance with low closing costs and terms up to twenty years.

Refinance & Save

Get the Waypoint
Mobile App

Wherever you are headed, Waypoint helps you get there.

Membership is open and easy.

Opening an account takes just a few minutes, and our team is here if you would rather do it in person. Local decision making, member-first pricing, and branches across Connecticut.

Become a Waypoint Member
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Important Disclosures

To become a member of Waypoint Federal Credit Union, as part of your membership agreement you must enroll in the American Consumer Council (ACC), which is a free, non-profit organization that focuses on financial literacy and consumer advocacy. As a member of the ACC, your lifetime membership dues will be paid for by Waypoint and your membership information is held confidentially. The ACC will never share your membership data with anyone. Once you’re a member of the ACC, you’re automatically a member of Waypoint Federal Credit Union. It’s that easy! For additional information on the American Consumer Council (ACC), please visit americanconsumercouncil.org opens in a new tab.