Waypoint Vehicle Loans
Cars, motorcycles, campers. Whatever you drive or ride, Waypoint finances it with decisions made locally and servicing that stays in Connecticut.
Finance Whatever You Drive or Ride
Three ways to finance a vehicle, covering everyday cars, powersport machines, and recreational vehicles including motorhomes. Buy from a dealer.
Motorcycle & Powersport
Financing for motorcycles, ATVs, and other powersport vehicles.
Explore Powersport
RV & Camper
Financing for RVs, motorhomes, and campers. Embark on the adventure.
Explore RV & CamperRates change. See Current Rates for today’s figures.
Current Rates
Auto Loan
As low as
5.49%APR²
Motorcycle & Powersport
As low as
7.49%APR²
RV, Boat & Camper
As low as
7.99%APR²
APR = Annual Percentage Rate. Rates effective 16 September 2026 and subject to change without notice. Your APR may differ based on credit history, collateral year, term, and loan to value. Not all applicants will qualify for the lowest rate.
Apply for a Vehicle LoanView all vehicle loan rates by model year and term
| Loan Type | Model Year | Term (Months) | APR As Low As |
|---|---|---|---|
| Auto Loan | 2025 & Newer | Up to 66 | 5.49% |
| Auto Loan | 2022 to 2024 | Up to 66 | 5.74% |
| Auto Loan | 2019 to 2021 | Up to 66 | 6.24% |
| Auto Loan | 2015 to 2018 | Up to 66 | 7.24% |
| Auto Loan | 2011 to 2014 | Up to 66 | 8.24% |
| Motorcycle & Powersport | 2025 & Newer | Up to 66 | 7.49% |
| Motorcycle & Powersport | 2022 to 2024 | Up to 66 | 7.74% |
| Motorcycle & Powersport | 2019 to 2021 | Up to 66 | 8.24% |
| Motorcycle & Powersport | 2015 to 2018 | Up to 66 | 9.24% |
| Motorcycle & Powersport | 2011 to 2014 | Up to 66 | 10.24% |
| RV & Camper | 2025 & Newer | Up to 72 | 7.99% |
| RV & Camper | 2022 to 2024 | Up to 72 | 8.24% |
| RV & Camper | 2019 to 2021 | Up to 72 | 8.74% |
| RV & Camper | 2015 to 2018 | Up to 72 | 9.74% |
| RV & Camper | 2011 to 2014 | Up to 72 | 10.74% |
Not sure which one fits? Ask a Waypoint Credit Union representative for additional details.
Local decisions. Local servicing.
A Waypoint lender will look at what you are trying to do and tell you which option costs you least, including ones we do not advertise heavily. Book a time at any branch, or start online.
Important Disclosures
APR = Annual Percentage Rate. Rates are accurate as of 16 September 2026 and are subject to change without notice. Your APR may differ based on credit history, credit worthiness, collateral year, term of loan, loan to value, and fees that may constitute finance charges. Not all applicants will qualify for the lowest rate. Your actual APR will be included in the initial Truth in Lending disclosure.
Auto loan payment example: for a loan amount of $25,000 with an APR of 5.49% over a term of 66 months, the estimated monthly payment would be $439.71.
Motorcycle and powersport payment example: for a loan amount of $25,000 with an APR of 7.49% over a term of 66 months, the estimated monthly payment would be $463.31.
Recreational vehicle payment example: for a loan amount of $25,000 with an APR of 7.99% over a term of 72 months, the estimated monthly payment would be $438.21.