Elan Credit Card
What You Should Know
Elan Is the Issuer
The creditor and issuer of these cards is Elan Financial Services, not Waypoint.
A Division of U.S. Bank
Elan Financial Services is a division of U.S. Bank.
Rewards, Transfer, Secured
Options include rewards cards, balance transfer cards, and secured cards.
Secured Card Option
The Elan Visa Secured Card earns interest on the secured savings while you build credit.
Online Account Access
See your balance, available credit, and payment information online.
7 to 10 Days to Arrive
Cards arrive in 7 to 10 business days and need activating on receipt.
What You Will Need
- Waypoint membership
- An application completed with Elan Financial Services
Common Questions
Elan offers a Zero+ card with an extended introductory rate, an Everyday Rewards+ card earning flexible rewards on everyday spend, a Max Cash Preferred card earning cash back, a Travel Rewards+ card for travel-related spend, and a Secured card to help establish or improve credit history.
Seven to ten business days. It needs activating on arrival, online, using the activation sticker, or by calling the number on the back.
Not sure which fits? Ask a Waypoint Credit Union representative
A Waypoint Credit Union representative will compare the options against what you are actually trying to do, including the ones we do not advertise heavily. Open online, or book a time at any Waypoint branch.
Important Disclosures
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
All rates and fees are viewable through the Elan self-apply hub.