Everything that comes with being a member.
Member Services at Waypoint Credit Union
Membership brings more than an account. Find the benefits, the learning tools, and the security resources that help you stay on course, all gathered in one place.
Support for Every Part of Your Financial Journey
Waypoint is member owned, which means the people we answer to are the people we serve. That shows up in what we hand you along the way: discounts you can use, education you can act on, and protection you can count on. Whether you joined thirty years ago or thirty days ago, this is where to start.
What You Should Know
Member Benefits
Discounts, insurance programs, and everyday savings that come with your membership.
Member Benefits
Join Waypoint
Open your account online in a few minutes, or stop into any branch and we will help.
Join Waypoint
Shared Branching
Bank at credit unions across the country as though you were standing in your own branch.
Shared Branching
Financial Education
Counseling, calculators, and free tools that make money decisions clearer.
Financial Education
Security and Fraud
Spot scams early, protect your identity, and know what we will never ask you for.
Security and Fraud
Deposit Insurance
Your savings are federally insured to at least $250,000 by the NCUA.
Deposit InsuranceSee current rates on our Current Rates page.
Not a Member Yet? There Is Room for You Here
Membership is open and easy.*
Joining takes a few minutes and one small opening deposit. From there you are an owner, not a customer, with a vote in how this credit union is run and a share in what it earns.
Important Disclosures
*Membership requires enrollment in the American Consumer Council, a free non-profit organization. We complete this with you when you open your account, at no cost.
Your savings are federally insured to at least $250,000 by the National Credit Union Administration, a U.S. Government Agency, and backed by the full faith and credit of the United States Government.
Federally insured by NCUA. Equal Housing Lender. NMLS #404962.