Business Credit Card
A credit card built for business spending, with expense reporting, employee cards at no extra cost, and rewards on what you already buy.
Rates change. See Current Rates for today’s figures.
Separating Business From Personal
A business card keeps business spending out of your personal accounts, which makes bookkeeping and tax time considerably simpler. It also gives you expense reporting, cards for your team, and rewards on spending you were making anyway.
What You Should Know
Free Expense Reporting
Free online expense reporting tools.
No Fee for Employee Cards
No fee for additional employee cards.
Zero Fraud Liability
You are not liable for fraudulent purchases if your card is lost or stolen.
Mobile Payments
Mobile payment capability for added convenience.
Support Around the Clock
Cardmember Service available 24 hours a day, 365 days a year.
Who Issues It
Elan Financial Services issues the card and provides the disclosures.
What You Will Need
- Waypoint business membership
- Business name and address, tax ID, industry type, years in business, employee count, and financial estimates
- No Waypoint business checking account is required
- A self-apply application through Elan Financial Services
Common Questions
Elan Financial Services.
No. There is no fee for additional employee cards.
No. A Waypoint business checking account is not required first.
Not sure which fits? Ask a Waypoint Credit Union representative
A Waypoint Credit Union representative will compare the options against what you are actually trying to do, including the ones we do not advertise heavily. Open online, or book a time at any Waypoint branch.