Mission & Philanthropy
Waypoint Credit Union is member-owned and not-for-profit, so our success shows up as stronger rates, lower fees, and a stronger Connecticut, not shareholder returns.
Our Mission
Waypoint Credit Union believes members do better when they own the institution serving them. Our mission is financial wellness for every member, delivered through local decisions, local service, and profits that return to the people who bank here instead of outside shareholders.
How We Give Back
Because Waypoint has no outside shareholders, giving back to Connecticut is not a marketing line, it is where earnings go. Employees and board members volunteer their own time, and the credit union supports the causes members care about with direct giving, in-kind donations, and staff hours.
Giving Runs All Year
Community support is ongoing, not limited to the holidays or a single sponsored event.
Employees Volunteer Their Time
Staff serve on boards and volunteer with local nonprofits across Connecticut on their own time.
$115,000 Given in 2025
In 2025, Waypoint gave $115,000 to organizations across Connecticut. See the full breakdown in our Community Impact Reports.
Common Questions
Waypoint Credit Union is a not-for-profit financial cooperative. We do not have outside shareholders to pay, so earnings return to members as stronger rates, lower fees, and support for the Connecticut communities we serve.
Every Waypoint member is also an owner, with a voice in electing the volunteer board that oversees the credit union. A bank answers to shareholders. Waypoint answers to members.
See Where the Giving Goes
Read the numbers.
Our Community Impact Reports and our Community Involvement page break down the scholarships, sponsorships, and volunteer programs your membership supports.