# Waypoint Credit Union

> Member\-owned banking in Connecticut\. Checking, savings, home and auto loans, and local decisions\. Join Waypoint Credit Union today\.

Generated by Yoast SEO v28.6, this is an llms.txt file, meant for consumption by LLMs.

## Pages
- [Travel Notifications](https://waypointcu.org/services/digital-banking/travel-notifications/): Tell Waypoint where and when you are travelling so fraud protection does not block your debit card mid trip\. Set a notification in minutes\.
- [Smart E\-Loan](https://waypointcu.org/borrowing/personal-loans/smart-e-loan/): Smart E\-Loan finances over 40 qualifying energy upgrades through the Connecticut Green Bank, from heat pumps and insulation to solar and battery storage\.
- [Home Improvement Loan](https://waypointcu.org/borrowing/personal-loans/home-improvement-loan/): Fund a home project without borrowing against your home\. Waypoint Credit Union home improvement loans up to $50,000, no equity and no appraisal required\.
- [HELOC](https://waypointcu.org/borrowing/home-equity/heloc/): A home equity line of credit from Waypoint Credit Union\. Draw what you need during the draw period and pay interest only on the balance you use\.
- [Fixed Rate Home Equity Loan](https://waypointcu.org/borrowing/home-equity/fixed-rate-home-equity/): A fixed rate home equity loan from Waypoint Credit Union\. One lump sum, one rate that never moves, and a payoff date you know from day one\.

## Posts
- [Dividend Posting](https://waypointcu.org/about/news/dividend-posting/): Legacy Scient members received share/share draft dividends through September 25, with the remainder included in the October dividend\.

Share certificate dividends are expected to post October 7, covering September 1–October 7\. No action is required, and the additional dividends will begin earning immediately\.
- [Meet Waypoint](https://waypointcu.org/about/news/meet-waypoint/): CorePlus and Scient are now Waypoint Federal Credit Union, one credit union built from the shared strength of two trusted, community\-rooted institutions serving Connecticut\.

## Locations
- [Groton \(Eastern Point Road\)](https://waypointcu.org/about/news/locations/groton-eastern-point-road/)
- [New Haven](https://waypointcu.org/about/news/locations/new-haven/)
- [New London](https://waypointcu.org/about/news/locations/new-london/)
- [Groton \(Colver Avenue\)](https://waypointcu.org/about/news/locations/groton-colver-avenue/)
- [Waterford](https://waypointcu.org/about/news/locations/waterford/)

## Optional
- [Sitemap index](https://waypointcu.org/sitemap_index.xml)